Here's a cool site I found which not only converts currancy for you, but also gives you little pocket guides to print out and take with you on travel.
http://finance.yahoo.com/currency-converter/
--Shaun
Thursday, 10 March 2011
Tuesday, 8 March 2011
Thoughts on house hunting while PCSing to Stuttgart, Germany
Below are some "lessons learned" when looking for a house overseas while going through a PCS as a government civilian....this post will be edited as I think of more stuff to put into it. Hopefully other people can make use of some of it....if anything, it will help my Wife and I in the future.
Go see the housing office and get the information they have:
http://www.stuttgart.army.mil/sites/newcomers/housing.asp
Houses available through the housing office:
http://oph-stuttgart.net/
Things to consider:
Going through housing will mean you won't have to pay a realtor fee which can be between 1.5 and 2.5 month's rent, which can add up to quite a bit...for example, a house that's €2,500 a month, will mean you will owe between €3,750 to €6,250 (or $5,260 to $8,767) at closing just for a realor fee, which you won't get back. That is a lot of money...make sure the house is worth it...also remember what you could do with that money (trips back to the US, trips in the area where you live, emergency fund, buy a used car, charity, etc.).
Also be sure you can cover the security deposit required on any house. You will get this money back at the termination of your contract provided that you don't damage the house, but it is still money that you'll need to have on hand and be able to be without for the duration of your stay. These usually seem to be around 2 months rent.
Try and make the determination if you want to purchase a house or not before you PCS over. That way you will have more time to plan.
Here is a helpfu link:
Apartment hunting via immobilienscout24.de - Germany:
http://www.toytowngermany.com/lofi/index.php/t63493.html
** It is also very, very helpful to use Google Chrome to browse these sites as it has the Google translate function built directly into it, which can save you a lot of time. **
** Another note is if you choose to email realtors from the immobilienscout24.de website, make certain that you check you spam email box on a daily basis, because many times a reply from one of the realtors will get filtered into this box. **
I have a list of a few realtors that I used who seemed pretty good:
jones-properties.de - http://www.jones-properties.de/
immopointeurope.de - http://www.immopointeurope.de/D-Mieten/rentals_-_mieten.html
Stuttgart Realtors - http://www.stuttgartrealtors.com/
Stuttgart Yard Sales - http://www.stuttgartyardsales.com/
immobilienscout24.de - http://www.immobilienscout24.de/
http://www.houses-rental.com/
<get michael link>
<get colett link>
Helpful information to determine your location relative to bases and trains:
http://www.vvs.de/en/
http://maps.google.com/
http://www.bahn.com/i/view/USA/en/index.shtml
GPS addresses to help you locate a base:
Panzer - Panzer Str, 71032 Boeblingen
Kelley - Plieninger Str, 70567 Stuttgart-Moehringen
Patch - Kurmaecker Str, 70569 Stuttgart-Vaihingen
Robinson - Heidloch Str, 70376 Stuttgart-Burgholzhof
Helpful information on how to call various phone numbers:
http://www.howtocallabroad.com/germany/
Exchange rate calculator:
http://www.x-rates.com/calculator.html
A good "ice breaker" when on the phone with the realtors is:
Guten Tag, sprechen Sie Englisch? (Good day, do you speak English?)
Numbers in Germany:
It is also helpful to know how to say numbers so that when you call and leave a message, you can leave your telephone number in English and German.
http://german.about.com/library/blzahlen.htm
Thanks all for now...
Shaun
Go see the housing office and get the information they have:
http://www.stuttgart.army.mil/sites/newcomers/housing.asp
Houses available through the housing office:
http://oph-stuttgart.net/
Things to consider:
Going through housing will mean you won't have to pay a realtor fee which can be between 1.5 and 2.5 month's rent, which can add up to quite a bit...for example, a house that's €2,500 a month, will mean you will owe between €3,750 to €6,250 (or $5,260 to $8,767) at closing just for a realor fee, which you won't get back. That is a lot of money...make sure the house is worth it...also remember what you could do with that money (trips back to the US, trips in the area where you live, emergency fund, buy a used car, charity, etc.).
Also be sure you can cover the security deposit required on any house. You will get this money back at the termination of your contract provided that you don't damage the house, but it is still money that you'll need to have on hand and be able to be without for the duration of your stay. These usually seem to be around 2 months rent.
Try and make the determination if you want to purchase a house or not before you PCS over. That way you will have more time to plan.
Here is a helpfu link:
Apartment hunting via immobilienscout24.de - Germany:
http://www.toytowngermany.com/lofi/index.php/t63493.html
** It is also very, very helpful to use Google Chrome to browse these sites as it has the Google translate function built directly into it, which can save you a lot of time. **
** Another note is if you choose to email realtors from the immobilienscout24.de website, make certain that you check you spam email box on a daily basis, because many times a reply from one of the realtors will get filtered into this box. **
I have a list of a few realtors that I used who seemed pretty good:
jones-properties.de - http://www.jones-properties.de/
immopointeurope.de - http://www.immopointeurope.de/D-Mieten/rentals_-_mieten.html
Stuttgart Realtors - http://www.stuttgartrealtors.com/
Stuttgart Yard Sales - http://www.stuttgartyardsales.com/
immobilienscout24.de - http://www.immobilienscout24.de/
http://www.houses-rental.com/
<get michael link>
<get colett link>
Helpful information to determine your location relative to bases and trains:
http://www.vvs.de/en/
http://maps.google.com/
http://www.bahn.com/i/view/USA/en/index.shtml
GPS addresses to help you locate a base:
Panzer - Panzer Str, 71032 Boeblingen
Kelley - Plieninger Str, 70567 Stuttgart-Moehringen
Patch - Kurmaecker Str, 70569 Stuttgart-Vaihingen
Robinson - Heidloch Str, 70376 Stuttgart-Burgholzhof
Helpful information on how to call various phone numbers:
http://www.howtocallabroad.com/germany/
Exchange rate calculator:
http://www.x-rates.com/calculator.html
A good "ice breaker" when on the phone with the realtors is:
Guten Tag, sprechen Sie Englisch? (Good day, do you speak English?)
Numbers in Germany:
It is also helpful to know how to say numbers so that when you call and leave a message, you can leave your telephone number in English and German.
http://german.about.com/library/blzahlen.htm
Thanks all for now...
Shaun
Things I would pack in my unaccompanied baggage while going through PCS
This is the first thought I've had in months.
If I had to do it over again, here are some things I would pack next time. Most of this I probably could have shipped, since we only shipped 350lbs worth of stuff and we were authorized 700lbs.
--Shaun
If I had to do it over again, here are some things I would pack next time. Most of this I probably could have shipped, since we only shipped 350lbs worth of stuff and we were authorized 700lbs.
- real matress
- kitchen towels
- cleaning supplies
- vaccum
- mop
- clothes
- shoes
- bookshelf
- furnature (end tables)
- pictures
- posters
- hanging supplies
- something to hand clothes on
- tools
- Big mug
- Coffee mug
- monitor
- computer
- computer supplies
- bike
- bike pump
--Shaun
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